Advice Needed: Unmotivated Adult Children

Apply for a loan online now

A friend of mine has one her adult children living at home while attending college (like my twins are.) She recently confided in me some challenges she is having with him. And wanted my advice, I know, go figure!?!

Her son seems to have little in the way of self-motivation or drive. But is taking a full load at college and doing well (As and Bs.) He is responsible as far as getting to class and so forth.

But he lost his job after the holidays and quickly burned through any savings he may have had. Like me, she has made him responsible for his own cell phone bill which includes the cost of his phone and his part of the plan (her contract,) his own car insurance (his own plan,) and his day to day expenses like gas, entertainment, etc. She essentially provides room and board, like I do.

Here’s her issue. Now that he has run out of money, he cannot afford his bills. She will have to pay his cell phone bill because it is tied to hers. But in the end she is not legally responsible for any other bills for him.

She asked what I would do. I am not sure what I would do, but these are my thoughts:

Do I sound too harsh? I guess I’m coming at it from my “things are tight and hard” perspective.

I’ve been very blessed that Sea Cadet especially has really taken ownership of the responsibilities I have given him and is working hard to make good decisions. And really talks alot about it and asks alot of questions.

History Buff is getting it, and during a conversation last night asked “if I got this job could I buy a truck and a house?” My response is it all comes down to how you manage your money. And that’s something you have to work on. His response “I’m just going to keep giving you my paycheck and you can handle that.” To which I replied “NO WAY!” But I had to laugh that he thought so much of my management skills. At least the knowledge I am teaching them makes it seem like I have it all together. (And yes, they are well aware of the struggles we have had.)

So what would you advise my friend? How would you handle an adult child at home would wasn’t self-motivated to make responsible decisions and work?

The post Advice Needed: Unmotivated Adult Children appeared first on Blogging Away Debt.